9. Modular Armor

Step 1. Choose your armor

Identify what you are wearing from the table. No item is considered light, medium, or heavy on its own.

Head	Armor Value	Weight	Cost
Full Helm	5	5 lb	200 gp
Half Helm	4	3 lb	150 gp
Chain Mail Cowl	3	2 lb	100 gp
Padded Coif	2	1 lb	50 gp
Torso
Breastplate	5	18 lb	350 gp
Chain Mail Hauberk	4	16 lb	200 gp
Leather Jerkin	3	10 lb	25 gp
Padded Gambeson	2	8 lb	15 gp
Arms
Plate Gauntlets	4	5 lb	30 gp
Splint Vambraces	3	4 lb	20 gp
Chain Gauntlets	2	3 lb	10 gp
Leather Gloves	1	2 lb	5 gp
Legs
Plate Leggings	5	18 lb	200 gp
Splint Leggings	4	14 lb	150 gp
Chain Skirt	3	12 lb	100 gp
Gambeson Pants	2	6 lb	50 gp
Feet
Plate Grieves	3	7 lb	20 gp
Splint Grieves	2	5 lb	15 gp
Leather Boots	1	3 lb	10 gp

Step 2. Add the Armor Value

Only count one piece of armor from each category: Head, Torso, Arms, Legs, and Feet.
Cloaks do not fill a category.
Compare the total to the table below.

Armor Type	AV Total	Armor Class	Str	Stealth
Unarmored	0-6	10 + Dexterity Modifier
Light	7-8	11 + Dexterity Modifier
Light	9-10	12 + Dexterity Modifier
Medium	11-12	13 + Dexterity Modifier (max 2)
Medium	13-14	14+ Dexterity Modifier (max 2)
Medium	15-16	15 + Dexterity Modifier (max 2)		Disad
Heavy	17-18	16	Str 13	Disad
Heavy	19-20	17	Str 14	Disad
Heavy	21+	18	Str 15	Disad