The Wealth Check
A Wealth Check is a 1d20 roll plus the character's current Wealth bonus. The Wealth bonus is fluid. It increases as a character gains wealth and decreases as they make purchases. If you succeed on the Wealth check, you gain the object or service. If you fail, you can't afford the object or service at this time. You may take 10 on Wealth checks.
If your current Wealth bonus is equal to or greater than the DC, you automatically succeed. Your character can easily afford to buy any object with a DC equal to or less than your current Wealth bonus.
If you successfully purchase an object or service with a purchase DC that's higher than your current Wealth bonus, your Wealth bonus decreases.
Starting Wealth
A newly created character's Wealth bonus is +0 plus:
- Wealth provided by your starting occupation
- Bonus from the Windfall feat, if taken
- 2d4 dice roll
- +1 for having a rank in the Profession skill.
Aid Another
Other characters can make aid another checks to attempt to help you purchase an object or service. Each successful attempt provides you with a +2 bonus on your Wealth check. However, the characters who successfully provide the aid reduce their Wealth bonuses by 1.
Losing Wealth
Any time you purchase an object or service with a purchase DC higher than your current Wealth bonus, or one with a purchase DC of 15 or higher, your Wealth bonus goes down. How much your Wealth bonus is reduced depends on how expensive the object or service is as detailed in the following table. Apply all adjustments that apply.
Equipment Tables
Armour
Weapons
General Equipment
Vehicles
Synthetic Upgrades
