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Master of Trade & Coin Istrid Horn

Istrid is an older shield dwarf and one of the original members of the Doom Raiders. Istrid worships Vergadain, the dwarven god of wealth and luck. She likes having others indebted to her, and she employs thugs and enforcers to collect on her loans. She heads the financial aspects of the Black Network in Waterdeep, and as such operates out of a heavily guarded warehouse in the Dock Ward, offering loans to those in need of coin. Her interest rates are comparable to those of her competitors (including noble families of bankers such as the Cassalanters and the Irlingstars), but the penalties for not paying back Istrid's loans are severe.