Soulsword
Soulsword is a derogatory term for an adventurer who has funded their adventures by taking out a loan from Fresh Start Soul Traders using their own soul. These adventurers are typically exceptionally well equipped but also desperate for work. They require vast sums of gold in order to secure their own afterlives, and will often go to significant lengths to get it. These are most prevalent in Milcia, but many have ventured outside of the country in search of greater fortune and less competition from fellow soulswords.
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