Coins of Valenor

Valenor's Coins

The exchange of goods and valuables has been based on three types of currencies since time immemorial. The coins are similar in all kingdoms except the Phan Empire, weighing about 20 grams and are of worked metal and about 500-700/1000 purity.

Coins of the Kingdom of Arborea

- The Penny (Copper Coin): This is the basic currency, used for everyday transactions and small value purchases. A copper coin is enough to buy a loaf of bread or other very simple consumable items.
- The Shilling (Silver Coin): Silver has a higher value and is used for more important transactions. A worker's daily salary could be one piece of silver. This coin is often used for a good lunch, to buy hard goods and items of moderate value.
- The Crown (Gold Coin): Gold is the most valuable coin and represents great wealth. It can be used to purchase luxury items, high-value goods, or expensive services. Gold coins are also used to make investments or to carry out large-scale commercial transactions.

Here are some examples of how coin values work:
1 penny = A loaf of bread or a low-value item
3 pence = A mug of watered down beer
1 shilling = daily wage of a worker
10 silver coins = 1 gold coin
1 crown = 10 shillings

This system offers a clear hierarchy of coins, allowing characters to have an immediate understanding of the relative value of what they own and how much they can get for their coins.

Other Coins

- The Ducat (Platinum Coin): This Platinum coin is only used by wealthy merchants and nobles. Many ordinary citizens have never even seen how this coin is made. A Ducat is worth 10 gold, but it is rare and difficult to spend.

- Merchant League Letter of Credit: This letter of credit is also called a "bank note", it is exchanged for money in all Merchant League emporiums or trading posts. She is enchanted and very difficult to fake. Used mainly by merchants so as not to carry large piles of coins with them, it can however be redeemed by anyone.

- Arborea Bank Letter of Credit: It was the first credit note ever created, to prevent the precious metal of Arborea's coins from ending up in other kingdoms. The bank of Arborea and all the noble houses recognize their value and, after having ascertained their validity, they change them into coins or other assets.

Phan Imperial Credit: These strange coins, of an unknown material, are used in the empire for the pay of mercenaries and other figures who are neither slaves nor dependents of the imperial administration. Their value does not have a precise exchange with gold and silver, but the black coin allows you to obtain a complete meal (about half shilling) and the purple coin allows you to rent a room for a night (about 5 shillings). the golden triangular coin allow to buy a healing potion (50 shillings). The use of coins is prohibited in the empire, but like many other things, there is an illegal market that use them for smuggled goods.